Annual Layton City Kendall O. Bryant Open House

Annual Layton City Kendall O. Bryant Open House 9-30-15 5pm-8pm

Layton City Fire Department announces the annual Kendall O. Bryant Fire Prevention Open House to be held on Wednesday September 30, 2015, at Layton City Fire Station, 530 North 2200 West, Layton, from 5:00 PM to 8:00 PM. We invite the media to this event. PIO will be available at 4:30 PM for “talking points” of this year’s theme and event highlights. He can assist during the event.

Media Highlights: (Average attendance 3,000)
· Working smoke alarms can make a life-saving difference in a fire. That’s the message behind this year’s Fire Prevention Week campaign, "Hear the Beep where you sleep!" Working smoke alarms cut the chance of dying in a fire in half. Meanwhile, almost two-thirds of home fire deaths resulted from fires in homes with no smoke alarms or no working smoke alarms. "In a fire, seconds count," said Doug Bitton Layton City Fire Public Information Officer. "Roughly half of home fire deaths result from fires reported at night between 11 p.m. and 7 a.m. when most people are asleep. Home smoke alarms can alert people to a fire before it spreads, giving everyone enough time to get out."
· State Fire Marshal’s Office Earthquake Trailer “Feel the quake and know what to do”
· Many interactive fun things for children, Junior Fire Muster, Fire Engine Rides, Sparky’s Theater. Food from outstanding Food Truck’s.
· Firefighters show children the great lifesaving item used in the Fire Service, A Thermal Imaging Camera to search for them or a pet in a smoke filled area.

The annual open house is named after Firefighter Kendall O. Bryant who died in the line of duty while searching for victims in a house fire on March 31, 2000. Kendall dedicated much of his time to educating children about fire safety.

The open house will also have many activities for the whole family to participate. There will be free rides on one of the fire engines. A donation of a canned food item for the Family Connection Center Food Bank is suggested. 

https://www.laytoncity.org/public/newsarticle.aspx?article=997

School for Homebuyers??

School for Homebuyers?

Now that the kids have gone back to school, vacations are over and the weather is starting to turn, it’s time to get serious about hunting for a house. Homebuying used to be simple: you saved up some money for a downpayment, enlisted the aid of a real estate agent, found the home you wanted, made and offer and closed the deal. But since the housing meltdown, first-time buyers need savvy skills to negotiate the complexities of credit scores, pre-qualifications, pre-approvals, loan options and closing.

Last April, FannieMae announced its new HomePath Ready Buyer Education Program for first-time homebuyers.

Available completely online, you can attend homebuyer school from the comfort of your living room. When you “graduate” you may qualify for assistance for up to three percent of the purchase price in closing cost toward purchasing a qualified HomePath property. According to FannieMae, this means that on a $150,000 home, you could save up to $4,500 in closing costs on a HomePath qualified home. (Homepath homes are those owned by FannieMae.) More than that, unlike your college tuition, Fannie Mae says it will reimburse your $75 tuition cost at the time of closing on your new home. What could be better than that?

What you’ll learn

Buying your first home is daunting. You have your own fears of taking this gigantic financial step mixed with a boatload of new information, complex processes and paperwork, and new responsibilities. The daunting task of saving up the downpayment actually pales in comparison to the paperwork and meeting the other requirements of purchasing a home with a mortgage.

The total course should take you about four to five hours to complete and you’ll take a quiz (no daunting final exam here) at the end. In the nine, 30-minute sessions, you’ll learn:

• How to determine what you can afford
• Homebuyer pitfalls to avoid
• Ways to decide which home to buy
• Options for lowering your down payment requirement
• The best things to include in your offer
• How to navigate closing complexities

The course exceeds both HUD standards and the National Industry Standards for Homeownership Education and Counseling, but is designed to be both user-friendly and doable from you’re the comfort of your sofa, smart phone or tablet.

Eligibility for the closing cost assistance and reimbursement of the training cost requires that the buyer complete the entire HomePath Ready Buyer training course online and receive the Certificate of Completion.

Buyers must be first-time homebuyers. NOTE: A first-time homebuyer is defined as a homebuyer that did not own property in the last three years, so former homeowners affected by the recession that have improved their credit score can qualify for the program.

The buyer must plan to live in the property as their primary residence. That means that action or investor sales are not eligible.

Exclusive offers

Completion of the HomePath program offers buyers an exclusive “first look” at newly listed foreclosed properties. During the First Look™ marketing timeframe, buyers can make an offer on a foreclosed home without competition from investors, flippers and other buyers looking for a great deal. Utilizing the First Look program, Fannie Mae hopes to promote homeownership and be instrumental in contributing to neighborhood stabilization. When homebuyers can negotiate and purchase foreclosed properties before they are made available to investors, the potential for pride of ownership to lift the community increases.

Fannie Mae uses real estate professionals to complete the home-buying process, so if you’re interested in the HomePath program, contact your real estate professional for more information.

School for Homebuyers? We are hear to help you find all the answers 

*Taken from http://race2utah.com/school-for-homebuyers/